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Home-mortgage database available

By Linda Austin on Oct 22, 2009 in Investigation, Tools

foreclosures0924Investigative Reporters and Editors is offering journalists for $50 to $125 the most recent home-mortgage database available from the federal government.

The 2008 database contains more than 17 million loan records reported by 8,388 financial institutions. The Home Mortgage Disclosure Act requires financial institutions with assets of more than $33 million and offices in metropolitan areas to report mortgage applications.

“The data contain demographic information about loan applicants, including race, gender and income; the purpose of the loan (i.e. home purchase or improvement); whether the buyer intends to live in the home; the type of loan (i.e. conventional, FHA insured, etc.); and the outcome of the loan application (i.e. approved or declined),” according to an e-mail from IRE training director Jaimi Dowdell.

The data also include geographical information on applicants, down to the Census-tract level.

For more information, click here.

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About the Author

Linda Austin is the executive director of the Donald W. Reynolds National Center for Business Journalism. A former business editor at The Philadelphia Inquirer, she spent the past decade as a top newsroom leader, serving as the editor of the Lexington Herald-Leader in Kentucky; executive editor of The News-Sentinel in Fort Wayne, Ind.; and managing editor of the News & Record in Greensboro, N.C.

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