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Kathy Lynn, Liz Weston and Kathy Kristof

Kathy Lynn (left) is a reporter for The Record, Liz Weston (middle) is a columnist for MSN Money and Kathy Kristof (right) is a blogger for CBS Moneywatch

Kathy Lynn (left) is a reporter for The Record, Liz Weston (middle) is a columnist for MSN Money and Kathy Kristof (right) is a blogger for CBS Moneywatch

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