That’s right. If you see an 8-K listing information under Item 1.03 for a company not already in bankruptcy proceedings, pay attention. This filing outlines the company’s plan for reorganization or liquidation.

That’s correct! As the name suggests, they’re intended for disclosing timely information. 

Correct! It does many of the things that the paid services above will do, although the site’s interface can be less intuitive and take more practice to learn and operate.

Correct! Much of what companies choose to put into 8-K filings doesn’t have to be disclosed in an 8-K at all. This is particularly true of disclosures coded under Item 8.01.

Correct! Item 2.05 in 8-Ks can include announcements of big layoffs or the dollar amounts associated with restructuring.

Correct! New or modified pay details for top executives are filed with the same code as the appointment or departure of directors and officers. Here, companies have some leeway in describing the new or changed pay, but they can choose whether to include the actual employment agreement or another contract.

Correct! Exhibits, amendments, and changes between filings can all be invaluable sources of information for stories.

Correct!

Correct!

Correct! This code is usually used in conjunction with others, such as Item 2.01 (acquisition and disposition of assets), to include reworked financial statements reflecting the impact of the acquisition or sale.